Your online life tells the story of who you are. Photos, emails, social media and even cryptocurrency capture memories and milestones.
Without a clear plan, your loved ones may never see this part of your life. New York law allows executors and trustees to manage digital assets if they have the proper authority, making early planning important.
Identify your digital assets
The first step is to document everything you have. This includes email, social media, cloud storage and cryptocurrency wallets.
In New York, the safest way for your executor or trustee to access digital assets is through legal authorization combined with each provider’s process under Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA), rather than just sharing passwords. Keeping your list updated helps your fiduciary administer your estate efficiently and in line with applicable law and provider requirements.
Designate access and management
In New York, executors and trustees can access your accounts, depending on the type of asset, if properly authorized. You have several options to give clear instructions and secure access. Consider these common methods:
- Use a password manager that allows secure access for your fiduciary
- Include instructions in your will or trust document
- Set up online account “legacy contacts” where the service allows it
- Create a letter of instruction stored safely offline
Combining these strategies helps your executor handle your digital life and avoids delays.
Review and update your plan regularly
Life changes, and so does your digital footprint. New accounts, updated passwords and closing services can create gaps if your plan is outdated. Reviewing your digital asset plan regularly gives your fiduciary what they need and keeps your digital assets safe.
This blog post is for educational purposes only and is not a substitute for legal advice. An estate attorney may help ensure your plan is complete and legally sound.
Secure your digital legacy
Your digital accounts are part of your legacy. Identifying accounts, assigning access and reviewing regularly protects your loved ones and keeps your plan consistent with New York law. With proper steps, your digital life can be just as secure as any other part of your estate.